EARN Dividend Yield & Safety Analysis

Ellington Credit Co • Mortgage & CRE Finance • Exchange: NYSE:EARN

Dividend Yield
5.23%
$0.19 Annualized / Share
Distribution Frequency
Quarterly
$0.05 Per Distribution
AFFO Payout Ratio
73.1%
Fortress Coverage
Dividend Safety
80/100
Safe

REITwave Dividend Safety Rating

Solid dividend coverage supported by stable recurring rental cash flows.

Safe (80/100)

EARN Technical Chart & Dividend Entry Timing

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Recent Dividend Payment History

Ex-Dividend Date Payment Date Cash Amount Distribution Type
October 2026 Upcoming Scheduled $0.05 Regular Quarterly Dividend

5-Year Dividend Reinvestment (DRIP) Projection

Hypothetical $10,000 initial investment with 100% automatic dividend reinvestment at current yield:

Time Horizon Accumulated Shares Annual Dividend Income Estimated Portfolio Value
Year 1 2894.8 Shares $523.42 $10,823.42
Year 2 3037.6 Shares $550.01 $11,698.13
Year 3 3183.1 Shares $577.15 $12,626.23
Year 4 3331.2 Shares $604.80 $13,609.81
Year 5 3481.6 Shares $632.92 $14,651.03

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Frequently Asked Questions

What is Ellington Credit Co (EARN)'s dividend yield?

Ellington Credit Co (EARN) currently pays an annualized dividend yield of 5.23%, representing an annual cash distribution of approximately $0.19 per share.

Is EARN's dividend safe from being cut?

REITwave assigns EARN an institutional Dividend Safety Score of 80/100 (Safe) with an AFFO payout ratio of 73.1%. Solid dividend coverage supported by stable recurring rental cash flows.

How often does EARN pay dividends?

Ellington Credit Co pays dividends on a Quarterly distribution schedule, delivering cash directly to brokerage accounts 4 times per year.

When is the next ex-dividend date for EARN?

For Ellington Credit Co (EARN), ex-dividend dates typically precede the cash pay date by 10 to 14 days. Check REITwave's 30-day cash flow calendar for confirmed declared dates.